Safety Net Calculator
How long could your household cope without your income?
An unexpected illness or injury could prevent you from working for weeks, months or even years. Understanding what would happen to your household finances is the first step towards protecting your lifestyle and your family.
Use our Safety Net Calculator to discover:
- How long employer sick pay would support you
- When a financial shortfall may occur
- How long your savings could last
- Whether income protection could help protect your household
Disclaimer
This calculator is provided for illustrative purposes only and is not financial advice. The results produced are based solely on information entered by you and do not take account of all factors which may be relevant when considering Income Protection insurance or other protection products. A personalised recommendation should always be obtained before taking out any insurance policy.
Section 1
Applicant details
Tell us who the household income belongs to.
Section 2
Employer sick pay
Employer sick pay is often the first line of defence — and usually shorter than people expect.
Section 3
Household savings
Include cash savings and easy-to-access funds available for emergencies.
Section 4
Essential household costs
The bills that would still need paying if your income stopped.
Section 5
Lifestyle costs
The spending that makes life enjoyable — and that you'd rather not lose.
Section 6
Monthly expenditure
Get your personal Safety Net Report
Your figures are ready. Tell us where to send your report and your full results appear straight away — it takes about 10 seconds.
- Your month-by-month cashflow while sick pay reduces and stops
- How quickly your savings could be depleted, shown as charts
- The point at which income protection could step in, plus your resilience score