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Mortgage guidance

Plain-English mortgage guidance — covering buying, remortgaging, moving home and product choices. More guides are being added; the guides available today are listed below.

A Complete Guide to Mortgages

Our full plain-English guide for first-time buyers, home movers and remortgage clients — deposits and affordability, mortgage types, the buying and remortgage process, fees, surveys, legal work and protection. Reviewed September 2026.

Read online or download

Guidance if debt consolidating using a Mortgage

What happens when you add credit cards or loans to your mortgage — secured vs unsecured debt, total cost over time, lender fees and why we show you six illustrations.

More guides in development

You can also book a mortgage review or head back to the main menu.

My Mortgage & Protection Experts

Independent mortgage and protection advice — helping you protect what matters most.

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Got a general question? Use the Ask a question button in the bottom-right corner — it answers portal and protection questions and shows you where tools like CPD logging, company documents and assignments live.

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